Banking

/ Personal

Checking Accounts

You’re in control with our checking solutions.

Whether you’re new to CREDIT REMITTANCE or looking for an upgrade solution to your checking account, it’s easy to manage your money on your terms with a CREDIT REMITTANCE personal checking account. You’ll find valuable features and an account that works for you. Explore and compare the best checking solution to fit your banking needs. Our checking account solutions include

  • ATMs
  • Debit Card*
  • Direct Deposit
  • e-Statements
  • Message Alerts
  • Mobile Banking
  • Online Banking
  • Overdraft Privilege


CREDIT REMITTANCE Direct Checking CREDIT REMITTANCE Direct Checking


The perfect solution to eliminate monthly fees and minimum balance requirements.

  • No minimum balance required
  • Direct deposit (REQUIRED to avoid the $10 monthly Service Charge)
  • e-Statements (REQUIRED to avoid the $5 monthly Statement Delivery Fee)
  • Check images
  • Online Banking
  • ATM and Debit Card
  • Minimum opening deposit $50.00
  • Unlimited transactions
  • Foreign ATM charge, $2.00

CREDIT REMITTANCE Fiat Fee Checking Account


Enjoy unlimited check writing privileges for one fiat fee. There are no minimum balance requirements and the monthly maintenance fee is only $10.00.

  • Unlimited debits and check writing
  • No minimum balance required
  • Minimum opening deposit of $50.00
  • Monthly maintenance charge of $10.00
  • Check imaging
  • Online Banking
  • Access your account online, by phone or at any of our ATMS at no charge
  • Foreign ATM charge, $2.00

Regular Checking

Visit one of our financial center locations to apply. Enjoy the convenience of check imaging and 24-hour CREDIT REMITTANCE ATM usage.

  • Minimum opening deposit of $50.00
  • Minimum daily balance is $1000.00 required to avoid monthly charges
  • No monthly service charge when qualifying balance is maintained
  • Check imaging
  • Online Banking
  • Foreign ATM charge, $2.00

Golden Premier Checking Account


Our Checking account solution for customers 50 years of age and older.

  • Opening deposit of $50.00
  • Minimum daily balance of $500.00 required to avoid the $5 monthly Service Charge
  • Check Imaging
  • Online Banking
  • Free notary service
  • Free Traveler’s checks
  • Access your account online, by phone or at any of our ATMS at no charge
  • Foreign ATM charge, $2.00
  • Unlimited check writing
  • Discounts on Cashiers’ Checks
  • Discounts on Safe Deposit Box
  • ATM and Debit Card

CREDIT REMITTANCE Advantage NOW Checking Account

Visit one of our financial center locations to apply.

  • Average daily balance of $7,500 or Monthly minimum balance of $5000 is required to avoid the $15 monthly Service Charge
  • First order of bank stock checks free
  • $.30 per debit transaction
  • Free notary
  • Discounted cashier’s checks
  • Discounted 3×5 Safe Deposit Boxes
  • Foreign ATM charge, $2.00
  • Interest-bearing checking solution. Interest is compounded daily and credited monthly

Personal Interest Checking Account


Earn competitive interest as well as take advantage of free 24-hour CREDIT REMITTANCE ATM usage.

  • Opening deposit of $1,000.00 required
  • Minimum daily balance required to avoid monthly charges is $2,000.00
  • Monthly maintenance charges of $10.00/.30 cents per check or debit
  • No monthly service charge when qualifying balances is maintained
  • $10 monthly service charge will be applied if minimum balances not maintained. Other restrictions may apply
  • Check imaging
  • Foreign ATM charge, $2.00

Collegiate Checking Account


College student account offers no minimum balance requirements and 24-hour access with ATMs and online banking.

  • Opening deposit of $25.00
  • No minimum balance required
  • Check imaging
  • Free Online Banking service
  • e-Statements (REQUIRED)
  • Free MasterCard Debit Card
  • Unlimited Check Writing
  • Manage your account online, by phone or at any of our ATMs with no charge
  • Foreign ATM charge, $2.00
  • Free for the 5 years